https://ir.zou.ac.zw/files/original/41c28698797b784ca9edcb46d7fa8e9f.pdf 884df7095ecb5b66d69f1b4b48b0abce Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Staff Publications Text A resource consisting primarily of words for reading. Examples include books, letters, dissertations, poems, newspapers, articles, archives of mailing lists. Note that facsimiles or images of texts are still of the genre Text. Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource INSURING TOBACCO CROP BY MT DARWIN DISTRICT SMALLHOLDER FARMERS: A MYTH OR REALITY Creator An entity primarily responsible for making the resource DELIWE TEMBACHAKO GILLIET CHIGUNWE Description An account of the resource In recent years, tobacco farming has taken an increase among smallholder farmers in Zimbabwe. High and immediate payments made by buyers of tobacco have caused this shift to tobacco farming especially in Mt Darwin district of Zimbabwe. Hence even after the Zimbabwe land acquisition and distribution around the year 2000, more small-holder farmers both in the newly resettled farmland and communal areas have taken up tobacco farming as a lucrative cash crop. Previously it was a preserve of commercial farmers. Of interest to note is that Commercial farmers insured the crop to guard against natural hazards and risks. In recent years, climatic risk has grown considerably in Zimbabwe especially in the Dande valley and Mt Darwin district has not been spared. Consequently, the insurance, reinsurance, and financial markets in Zimbabwe have been noted to contribute to hedging against more natural hazards. Whilst such insurance facilities are there, some farmers who have lost crops against natural hazards in Mt Darwin were noted not to have insured their crops. The study sought to answer the following questions; Are smallholder farmers in Mt Darwin aware of the importance of insuring tobacco? What views do these farmers have towards tobacco insurance? What factors hinder some farmers from adopting tobacco insurance? Descriptive survey design was used for this research. Convenient sampling was used to select 5 wards out of 34 wards and random sampling of 50 farmers was made. Raw data gathered from questionnaires was analysed by using descriptive techniques. Findings indicated that farmers are not quite aware of the risks in tobacco production and they view insuring the crop as not necessary. They are not conversant with the issue of crop insurance thus lack of much experience in tobacco production as well as minimized loss of the crop to natural hazards were significant factors thwarting farmers from insuring tobacco Publisher An entity responsible for making the resource available AARJMD VOLUME 2 ISSUE 2 (JULY 2015) ISSN : 2319 - 2801 Asian Academic Research Journal of Multidisciplinary Date A point or period of time associated with an event in the lifecycle of the resource 2015