https://ir.zou.ac.zw/files/original/bbb1202768816fd27cb12943aa7bb5fa.pdf 3048cac234edc36a776cb06f46657d5b Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Staff Publications Text A resource consisting primarily of words for reading. Examples include books, letters, dissertations, poems, newspapers, articles, archives of mailing lists. Note that facsimiles or images of texts are still of the genre Text. Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource DETERMINANTS OF FINANCIAL INCLUSION AMONG FEMALE FLEA MARKET OWNERS IN SELECTED SUBURBS IN HARARE, ZIMBABWE Creator An entity primarily responsible for making the resource GLADYS SIWELA Description An account of the resource This study set out to investigate determinants of financial inclusion among female flea market owners in selected suburbs in Harare, Zimbabwe. The study employed the mixed method research approach, in which the quantitative paradigm was dominant. This approach allowed for a systemic integration of quantitative and qualitative data. Questionnaires were administered to 630 randomly selected participants. The determinants of financial inclusion which are access, quality, usage and welfare were measured using paired sample T-test, Chi-square and Logistic regression. The reduced logistic regression model was statistically significant p=0.003<0.05. The model explained 12.9 percent (Nagelkerke R Square) of the variation in active account holders and correctly classified 63.5 percent of cases. Respondents who are aware of Savings Account are 2.881 times more likely to have an active account while those aware of Debit Card are 1.712 times likely to have an active account. Thus from the model it can be deduced that awareness of bank products significantly determines one’s ability to own an active account. The recommendations from this study are directed to policy makers in the financial services sector. Access to mobile accounts from Zimbabwe mobile phone networks has now become a very easy process. The financial services sector can derive benefits by creating strategic alliances with mobile phone service providers in order to introduce a robust product offering that rides on mobile money wallets. Partnerships can be created between the Reserve Bank of Zimbabwe (RBZ), mobile phone service providers and an international payment card provider in order to expand digital payments. This payment interoperability will not only ensure digital financial inclusion but will also be a strategy for harnessing diaspora remittances. Future research should be conducted to determine the impact of transaction taxes and the general cost of mobile transaction fees to financial inclusion. Publisher An entity responsible for making the resource available ZIMBABWE OPEN UNIVERSITY Date A point or period of time associated with an event in the lifecycle of the resource 2021 Financial inclusion small to medium scale enterprises Women in business