https://ir.zou.ac.zw/files/original/85f518ed5a93f698d8c7c6f6882b5f62.pdf 147b2d2c5afe0e480f2d9bf5dbfd19dd Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Staff Publications Text A resource consisting primarily of words for reading. Examples include books, letters, dissertations, poems, newspapers, articles, archives of mailing lists. Note that facsimiles or images of texts are still of the genre Text. Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource OPPORTUNITIES AND CHALLENGES FOR DIGITAL FINANCIAL INCLUSION OF FEMALES IN THE INFORMAL SECTOR THROUGH MOBILE PHONE TECHNOLOGY: EVIDENCE FROM ZIMBABWE Creator An entity primarily responsible for making the resource GLADYS SIWELA TAVONGA NJAYA Description An account of the resource This desk research confirms that mobile technology has brought transformative power to the non–banked and under banked population particularly females working in the informal sector in Zimbabwe. While mobile banking has become a major banking option to avert cash shortages, the major challenge that still needs to be addressed is that of affordability of mobile phones and the high cost of data. Affordability has emerged as a prohibitive factor in financial inclusion despite the extreme convenience, reliability and accessibility that mobile phones provide to the under banked and non-banked in Zimbabwe. The approach that was used to gather data for this paper is on-line explanatory desk research as well as review of relevant literature on mobile technology and mobile banking. The data was analysed qualitatively through thematic analysis. The study unveiled that opportunities brought by mobile banking to financial inclusion as recommended by the United Nations though the Sustainable developmental goals (SDG’s), have brought relief to millions of previously excluded and underserved populations the world over. Mobile money service providers should also offer ancillary tools such as accounting and inventory management, in order to assist females in the informal sector to better manage digital payments Publisher An entity responsible for making the resource available International Journal of Economics, Commerce and Management, United Kingdom Date A point or period of time associated with an event in the lifecycle of the resource 2021 digital financial inclusion digital financial inclusion; risk-coping informal sector Mobile banking risk-copingRemove