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                <text>AN ASSESSMENT OF THE RELATIONSHIP BETWEEN EMOTIONAL INTELLIGENCE AND PERFORMANCE OF HEALTH SECTOR EMPLOYEES IN ZVIMBA DISTRICT HOSPITAL ZIMBABWE&#13;
&#13;
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                <text>TERRENCE MASAMBA </text>
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                <text>THOMAS  BHEBHE </text>
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                <text>GETRUDE  MAVUNGA </text>
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                <text> KUPAKWASHE E. T. MUJAWE</text>
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                <text>Emotional intelligence is not a luxury, but a necessity in Zimbabwean public health institutions.The aim of the study was to determine the nexus between emotional intelligence and aperformance of health sector employees in Zvimba District Hospital. The focus was on key&#13;
emotional intelligence parameters on augmenting performance for the health sector. The studywas guided by positivism research philosophy and anchored on Goleman’s Model. A sample of 124 health professionals was selected using Raosoft sample size calculator allowing a 5%margin of error and 95% confidence level. Structured questionnaires were used to collect data.&#13;
Quantitative data were uploaded on SPSS Version 21 and analysed using descriptive statisticsand correlations. It was established from the main study findings that leaders with high&#13;
emotional intelligence could inspire and motivate their teams, fostering a positive workenvironment that can lead to improved service delivery. It was revealed that emotionalintelligence enhanced communication between healthcare providers and patients, leading tobetter understanding and health outcomes. This contributed to higher job satisfaction among healthcare workers, reduced turnover rates and ensuring continuity of care. The study&#13;
established that resilience fostered employees to maintain professional integrity and continues to provide safe and effective care. The study recommended the need to establish support&#13;
systems that promoted emotional well-being among healthcare workers. Longitudinal studies should focus on encouraging the selection of leaders with high emotional intelligence to foster&#13;
a supportive work culture.</text>
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                <text>2025</text>
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        <name>Public health</name>
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                <text>LEARNING STATISTICS AT A DISTANCE: ANALYZING THE CAUSES OF FAILURE IN&#13;
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                <text>THABITHA MAKEREDZI</text>
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                <text>CHRISPEN CHIOME</text>
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                <text>Adult learners face limitations, constraints, consequences and challenges as they study&#13;
statistics at a distance. These aspects need to be revealed and debated and, this study&#13;
attempts to contribute to that debate. The research analyzes causes of failure in statistics&#13;
by ZOU students across different programmes by interrogating effectiveness of procedures,&#13;
methods and materials. Questionnaires were administered on a purposeful sample of 167&#13;
respondents comprising students and tutors in ZOU centres nationally. A mixed method&#13;
approach was adopted for data gathering, analysis and interpretation. Findings highlighted&#13;
tutor effectiveness in the delivery of tutorials. Most students passed ‘O’-Level mathematics&#13;
creating an impression of reasonable grounding to understand statistics concepts. A general&#13;
negative attitude and fear of figures existed among students and time allocated for the heavy&#13;
statistics courses and examinations was limited. Course modules lacked adequate practice&#13;
exercises, worked examples and examination type questions. The study concluded that failure&#13;
in these courses was linked to both student and institutional factors. It recommended that&#13;
revision of modules, tutorial and exposure to examination time type question were critical.&#13;
Tutors need to build confidence in these adult learners during maiden tutorials to allay fears&#13;
of figures and develop a positive attitude towards statistics</text>
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                <text>Zimbabwe International Journal of Open &amp; Distance Learning</text>
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                <text>DISTANCE EDUCATION&#13;
AN EMPOWERING&#13;
DISCIPLINE OR JUST A PASSING RAGE: A CASE OF ODL INSTITUTIONS IN ZIMBABWE&#13;
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                <text>THOMAS M. KAPUTA&#13;
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                <text>JUDITH TAFANGOMBE</text>
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                <text>This study is on graduates’ perceived feelings on how Distance Education (DE) offering institutions in Zimbabwe&#13;
have empowered them. We asked the question: Is DE an empowering discipline or a passing rage which is being&#13;
used by most institutions as a raison d’être. The development of Open and Distance Learning (ODL) institutions in&#13;
the world has largely been done by conventional Universities. Distance educators agree that distance education&#13;
includes both distance learning and teaching. With the advent of changes in industry’s demand for more qualified&#13;
personnel that may need to be trained whilst on the job, conventional universities and colleges have failed to cope.&#13;
The economies of scale of this approach saw many people getting qualifications whilst they were on the job.&#13;
Governments who are the recipients of most of the graduates get concerned when most of their people are not&#13;
educated. This has resulted in the development of the single and dual mode institutions of distance education to a&#13;
large extent with the latter preceding. In this study which was carried out in the beginning of 2013. A qualitative&#13;
research paradigm was used focusing on the graduates of DE from both conventional and ODL institutions. This was&#13;
a phenomenological design because it dwelt on a careful description and analysis of the participants’ life world and&#13;
the meaning extracted thereof. Participants who included graduates, employers and lecturers were conveniently&#13;
selected from the different institutions in Zimbabwe. The sample consisted of ten graduates from eight institutions.&#13;
We used an on line open ended interview schedule, personal accounts and document analysis to collect data. This&#13;
provided us with an opportunity to look at different worldviews of the empowerment phenomenon. The findings&#13;
show mixed reactions from graduates on their empowerment status. Fierce competition is rife between institutions&#13;
raising ethical, business and quality issues. We recommend that policy be put in place to fine tune this DE to&#13;
empower all graduates regardless of their institution</text>
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                <text>Greener Journal of Educational Research</text>
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                <text>DISTANCE EDUCATION AN EMPOWERING DISCIPLINE OR JUST A PASSING RAGE: A CASE OF ODL INSTITUTIONS IN ZIMBABWE</text>
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                <text>This study is on graduates’ perceived feelings on how Distance Education (DE) offering institutions in Zimbabwe have empowered them. We asked the question: Is DE an empowering discipline or a passing rage which is being used by most institutions as a raison d’être. The development of Open and&#13;
Distance Learning (ODL) institutions in the world has largely been done by conventional Universities. Distance educators agree that distance education includes both distance learning and teaching. With the advent of changes in&#13;
industry’s demand for more qualified personnel that may need to be trained&#13;
whilst on the job, conventional universities and colleges have failed to cope.&#13;
The economies of scale of this approach saw many people getting&#13;
qualifications whilst they were on the job. Governments who are the&#13;
recipients of most of the graduates get concerned when most of their people&#13;
are not educated. This has resulted in the development of the single and dual&#13;
mode institutions of distance education to a large extent with the latter&#13;
preceding. In this study which was carried out in the beginning of 2013. A&#13;
qualitative research paradigm was used focusing on the graduates of DE from&#13;
both conventional and ODL institutions. This was a phenomenological design&#13;
because it dwelt on a careful description and analysis of the participants’ life&#13;
world and the meaning extracted thereof. Participants who included&#13;
graduates, employers and lecturers were conveniently selected from the&#13;
different institutions in Zimbabwe. The sample consisted of ten graduates&#13;
from eight institutions. We used an on line open ended interview schedule,&#13;
personal accounts and document analysis to collect data. This provided us&#13;
with an opportunity to look at different worldviews of the empowerment&#13;
phenomenon. The findings show mixed reactions from graduates on their&#13;
empowerment status. Fierce competition is rife between institutions raising&#13;
ethical, business and quality issues. We recommend that policy be put in&#13;
place to fine tune this DE to empower all graduates regardless of their&#13;
institution</text>
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                <text>THE LINK BETWEEN EVALUATIONS, REMEDIAL AND EXTENSION WORK: A CASE OF ZOU PGDE SECONDARY SCHOOL STUDENT TEACHERS IN HARARE&#13;
&#13;
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                <text>THOMAS MUSANKULENI KAPUTA</text>
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                <text>This qualitative study considers the importance of evaluation to teaching and learning specifically its link to remedial and extension work. It focused specifically on student teachers on the Post-Graduate Diploma in Education (PGDE) at the Zimbabwe Open University (ZOU). This study focused on determining the link that existed between evaluations of schemes of work, lesson plans and continuous assessment versus remedial and extension work in the curriculum subjects taught in secondary schools from Form 1 to Form 4. The study was carried out in High Glen and Glenview-Mufakose education districts of Harare Province. The population consisted of members of 11 Government secondary schools, one private secondary school and one community school in Glenview/Mufakose Districts of the Harare Metropolitan Province to the northwest of the capital city of Harare. The sample consisted of one, Heads of Secondary Schools, Heads of Departments and 50 student teachers doing PGDE) with the university and a district schools inspector. Document analysis focused on purposively selected students’ remedial and extension work exercise books providing the researchers with evaluative data during. Open-ended questionnaires were used to collect primary data on how remedial and extension work in secondary schools was being managed. The major finding shows that teachers used lesson plan evaluations and test records to superficially link to remedial and extension work. The study recommended that the university develop a students’ guide on teaching practice specifically on evaluation showing how student teachers should link it to remedial and extension work to enable the effective evaluation and implementation of remedial and extension work in the classroom.</text>
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Zimbabwe Open University Journal of Applied Social Sciences&#13;
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                <text>SUPPORT FOR STUDENTS FROM DIFFERENT CULTURES IN AUTHENTIC ONLINE ASSESSMENTS: A CASE OF AN ODEL INSTITUTION IN ZIMBABWE&#13;
&#13;
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                <text>The focus of the study is on how special education lecturers can support students from different cultures in authentic online assessments for improved real learning transfer at an ODeL institution in Zimbabwe. Authentic online assessment is the latest trend using different tools like electronic portfolios, to assess learners in real life scenarios which mimic the real world. Research has shown that students’ cultural background determines how the students define assessment and how they use Information, Communication Technologies (ICTs), which are major components of the assessment process. This poses problems to third world students as the instruments used are foreign in design. A qualitative approach using an online open-ended questionnaire, interview guide and a document analysis generates the data. The sample includes special education lecturers and their students with and without disabilities, those from rural and urban areas from different cultures in the country’s ten regional campus. The major finding is that culture influences authentic online assessments. Its recommendations are that lecturers support all students by designing and using culturally sensitive authentic assessments to enable transference of learning to their communities.</text>
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                <text>Zimbabwe Open University Journal of Applied Social Sciences</text>
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                <text>IMPLICATIONS OF GLOBALIZATION ON SUSTAINABLE TOURISM GROWTH&#13;
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                <text>Globalization is a phenomenon that has permeated and influenced the whole spectrum of human activities.&#13;
One such activity is the tourism industry. This is due primarily to tourism’s geographical scale; its spatial&#13;
linkages, as well as increased tourist flows to all corners of the world, including Sub-Saharan Africa. While&#13;
the benefits that have accrued to several countries of the world are well known, the impact of globalization&#13;
on tourism growth and development to Sub-Saharan Africa has not been thoroughly studied. The main&#13;
objective of this paper, therefore, is to assess the extent to which tourism globalization has benefited Sub-&#13;
Saharan African countries. The study is based on secondary data sources. The paper submits that some Sub-&#13;
Saharan African countries have, through globalization, increased their revenues and foreign currency&#13;
earnings; created additional employment; introduced new technology in transport, communications and e-&#13;
commerce; and improved their tourism facilities and services to meet international standards. On the social&#13;
and environmental fronts, globalization has broadened people’s knowledge; created respect for indigenous&#13;
cultures; contributed to the protection and conservation of historical monuments as well as the physical&#13;
environments. Some Sub-Saharan countries have attracted multinational corporations through vertical and&#13;
horizontal mergers, takeovers and integrations. However, the paper also notes that tourism globalization has&#13;
not been a panacea. It has also brought negative impacts such as price increases in land values and basic&#13;
commodities; financial leakages and repatriation of foreign currency. Also, an influx of international&#13;
tourists has led to a change in some African cultural values, resulting in local communities losing their&#13;
cohesion and commitment to family life, religion and traditional customs. On the basis of the above&#13;
findings, the paper recommends that Sub-Saharan African governments should closely monitor the negative&#13;
impacts of the globalization process while continuing to reap the many benefits that accrue from this&#13;
phenomenon.</text>
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                <text>STRATEGIES OF DEVELOPING CONFLICT RESOLUTION SKILLS&#13;
FOR ENHANCING TEACHING, LEARNING AND PEACE IN&#13;
ZIMBABWEAN PRIMARY SCHOOLS IN THE MIDLANDS&#13;
PROVINCE: A CASE STUDY OF GWERU AND SHURUGWI&#13;
DISTRICTS.&#13;
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                <text>The main objective of the study was to establish the extent to which the development of&#13;
Conflict Resolution Skills was being fostered in the Gweru and Shurugwi District Primary&#13;
Schools. The study was triggered by the observed conflict among teachers and students and&#13;
there appeared a need for conflict resolution skills development among primary school&#13;
leadership, teachers and children in the districts under study. Indicators showed that teachers&#13;
and school heads needed training in conflictresolution, there was lack of acomprehensive&#13;
conflict resolution programme in primary schools. Religion and culture appeared to play a&#13;
divisive role in conflict resolution. Therefore, the purpose of this study wasto find out the&#13;
extent to which conflict resolution skills development was being fostered in primary schools.&#13;
The study was grounded in interpretive paradigm and used a case study design to understand&#13;
the phenomenon. Documentary analysis, open ended questionnaires, focus group and in-depth&#13;
interviews were used to collect data. The purposive sampling and snowballing techniques&#13;
were used to identify participants who included 30 school heads, 227 teachers, 180 children, 2&#13;
district education officers, 2 conflict resolution experts, 20 student teachers and 3 teachers’&#13;
college lecturers. The study was underpinned in the strategies of conflict resolution skills&#13;
development theories. The theories advocated for the use of strategies such as establishing a&#13;
cooperative context, negotiation, peer mediation, arbitration, use of the curriculum, academic&#13;
controversy, whole school cultural change, cultural exploration, use of a religious framework&#13;
and resorting to multiculturalism and inter-faithism. The objective was to come up with a&#13;
comprehensive conflict resolution programme that would enhance learning, teaching and&#13;
peace Findings revealed that most of the syllabuses contained aspects of conflict resolution&#13;
skills development except for human rights, multiculturalism and gender education.&#13;
Management practices were bureaucratic and dictatorial, the teachers’ colleges had material&#13;
which was quite relevant but it left out information on mediation and academic controversy.&#13;
Another finding showed that culture and religion played a divisive role and school structures&#13;
showed reduced ability for supporting the development of conflict resolution skills. The study&#13;
concluded that; religion and culture are playing a divisive role, there is little existence of a&#13;
culture ofconflict resolution in classroom manangement and management practices, there are&#13;
various types of conflicts occurring in the primary schools like inter-personal and inter-group,&#13;
assessment leaves a lot to be desired and teacher’s colleges have made concerted efforts to&#13;
address conflict resolution since 2010. In view of the above findings, it is recommended that&#13;
workshops related to the development of conflict resolution skills should be mounted among&#13;
teachers, leadership and pupils, ministry of education provide schools with guidelines on&#13;
conflict resolution, non – examinable subjects to be taught, cluster to pool resourvces together&#13;
and heads and education officers should guide teachers on the implementation of the&#13;
curriculum with emphasis onconflict resolution.</text>
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                <text>A COMPARATIVE CASE STUDY OF ZIMBABWE’S PUBLIC&#13;
AND PRIVATE UNIVERSITIES’ STAFF RETENTION&#13;
STRATEGIES&#13;
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                <text>This study sought to find out staff retention strategies in selected Zimbabwe’s two public and&#13;
two private universities. Three Human Resources personnel who were selected using stakeholder&#13;
sampling and four Retained and seven Returnee lecturers who were selected using criterion&#13;
sampling participated in the thesis’ multiple case study. The research instruments were the ‘self’,&#13;
open-ended interviews, observation and documentary analysis. The interview data were analysed&#13;
using NVivo data analysis software, while the observation and documentary data were analysed&#13;
using the traditional thematic content analysis. With regards to staff retention’s strategies&#13;
obtaining in Zimbabwe’s public and private universities, both sets of universities were found to&#13;
have some conditions of service which served as part of the staff retention strategies. Chief&#13;
among such conditions of service were provision of opportunities for research, staff development&#13;
leave, contact, sabbatical and study leave. Regarding differences in staff retention strategies,&#13;
public and private universities had different sources of income. The effectiveness of staff&#13;
retention strategies in both kinds of universities was undermined by lack of funds, which was the&#13;
greatest staff retention challenge in the studied universities. The effectiveness of particular staff&#13;
retention strategies such as salaries, allowances, tuition waiver, staff development, as well as&#13;
research and career opportunities was of varying degrees in the studied public and private&#13;
universities. The study revealed that various mechanisms such as staff appraisal, departmental&#13;
discussions and monitoring candidates undertaking their Doctor of Philosophy Degree studies&#13;
among other mechanisms have been used by public and private universities to monitor staff&#13;
retention strategies. Public and private university lecturers were not involved in the formulation&#13;
and monitoring of staff retention strategies</text>
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                <text>RESPONSE OF CLEOME GYNANDRA TO ANIMAL MANURE</text>
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                <text>TINASHE MAGADA MWAROZVA&#13;
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                <text> REASON R CHARACHIMWE</text>
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                <text> Low inherent soil fertility and high cost of synthetic fertilizers are some o f the factors hindering&#13;
productivity of indigenous leafy vegetables. Response of Cleome gynandra to cattle, goat and chicken m anure was&#13;
thus evaluated at Horticulture Research Institute, Marondera, Zimbabwe. The field trial was laid out as a&#13;
Randomized Complete Block Design with seven treatments, replicated three times. Treatment levels comprised&#13;
application rates of 50t/ha, 30t/ha and 0t/ha for cattle, goat and chicken manures. Results showed significant&#13;
influence (P&lt;0.05) of manure on germination percentage, growth parameters and leaf yield. Goat manure performed&#13;
better than cattle and chicken manure with the highest germination, plant height and leaf yield of 100%, 48.2cm and&#13;
32.68t/ha respectively. Thus production of C. gynandra using goat manure is recommended for optimum yield.&#13;
However, further studies under different manure type combinations and the cost benefit analysis of usi ng animal&#13;
manures for C. gynandra production are also recommended.</text>
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                <text>SELECTED SOCIAL POLICY ISSUES: ACCESS TO AND USE OF POTABLE WATER BY&#13;
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                <text>The purpose of the study was to analyse access to potable water by people with disabilities in&#13;
Nyakatondo and Foya villages in Mount Darwin district. This district is located in Mashonaland&#13;
Central Province in Zimbabwe. The study was influenced by the lack of empirical studies on water&#13;
and disability and the acute potable water problems in the two villages. The researchers applied&#13;
ethnography to achieve a comprehensive understanding of the problem. The study aims to improve&#13;
the access to potable water by people with disabilities in the two villages. This overall aim can only&#13;
be achieved through appropriate understanding of the factors constraining access to potable water&#13;
by people with disabilities. The study shows that access to potable water is a serious development&#13;
problem in the two villages and generally the northern and north eastern parts of the district due to&#13;
low rainfall levels, low underground water levels and salty water. These problems imply that potable&#13;
water poverty is high in the two villages and the other parts of the district. The existence of merely&#13;
one borehole for each of these two villages that is located far from the villages poses potable water&#13;
challenges for people with disabilities and everyone else. Prioritisation of water development and&#13;
convenient water delivery are key recommendations for the transformation of the wellbeing of people&#13;
with disabilities and everyone else. The improved water services in the villages should also entail the&#13;
designing and redesigning of water facilities to enhance accessibility, access, usability and safety for&#13;
people with disabilities</text>
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                <text>THE WIDER VISION OF SOCIAL POLICY: EXPLORING THE WAYS OF&#13;
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&#13;
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                <text>The researchers sought to discover the forms and depths of violence against women, and to analyse&#13;
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against women through in-depth understanding of such violence and the analysis of the current&#13;
responses in the 4 wards was the overall aim of the study. This aim emanated from the view that&#13;
violence against women is enduring despite the existence of national policies, regional and&#13;
international frameworks and platforms for action against violence on women. Four wards of the&#13;
constituency were selected for the study. These are Wards 7, 10, 18 and 29. A mixed methods&#13;
research design was applied because the problem has both qualitative and quantitative aspects.&#13;
The results of the study indicate that women are the main victims of various forms of violence in the&#13;
four wards. Violence against women is rooted in the social structures and relations of the wards.&#13;
The results of the study show that the current responses to violence against women are inadequate&#13;
in both scope and rigour. There is need therefore to widen the scope and depth of the responses to&#13;
enhance effectiveness. A successful response to violence against women is a vital instrument of&#13;
social policy and human development</text>
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                <text>ZIMBABWE’S FAST TRACK LAND REFORM PROGRAMME (FTLRP): A TRANSFORMATIVE SOCIAL POLICY APPROACH TO MUPFURUDZI RESETTLEMENT (SHAMVA DISTRICT, ZIMBABWE) </text>
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                <text>TOM TOM </text>
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                <text>PHILLIPA MUTSWANGA</text>
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                <text>The paper analyses Zimbabwe’s Fast Track Land Reform Programme (FTLRP) as a social policy instrument. Mupfurudzi Farm in Shamva district was used as a case study. Five tasks of the Transformative Social Policy Framework (TSPF) were analysed in a single study. These are production, protection, social reproduction, redistribution and social cohesion/nation building. Analysing and improving the transformative role of the land and agrarian reforms in Zimbabwe is the aim of the study. The study shows that prime land is a key social, economic and political resource whose ownership and use improves the wellbeing of the beneficiaries. However, the study also points to various hurdles to greater transformation. These could be managed through stakeholder networking and collaboration on capacity building and farm management skills, input schemes and loans, infrastructural development, security of tenure and state-facilitated markets. Key words and phrases: transformation, development, social policy, land reform and agrarian reform.</text>
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                <text>IOSR Journal Of Humanities And Social Science (IOSR-JHSS)</text>
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        <name>Land Reform Programme</name>
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                <text>SOCIAL SERVICES IN THE AFTERMATH OF THE FAST TRACK LAND REFORM&#13;
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&#13;
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                <text>The impacts and outcomes of the Fast Track Land Reform Programme (FTLRP) are varied, complex&#13;
and often misunderstood due to lack of empirical studies. The researcher sought to understand the state of&#13;
social services and social services needs in the aftermath of the FTLRP at Mupfurudzi farm in Shamva district.&#13;
A mixed methods approach was applied and the study shows that the land beneficiaries at the farm are&#13;
experiencing problems in accessing quality education, health care, transport services and potable water. The&#13;
land beneficiaries are not passively experiencing these problems; they are actively responding to these&#13;
problems through social organisation and agency. However, the land beneficiaries’ efforts should be&#13;
complemented by the other development actors. All the stakeholders on community and national development&#13;
should network and collaborate on social services delivery to the new farming communities and Zimbabwe at&#13;
large. Appropriate policy interventions should be informed by empirical studies</text>
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                <text>REFRAMING SOCIAL POLICY IN AFRICA: LAND REFORM, YOUTH AND SOCIO-ECONOMIC WELFARE IN&#13;
ZIMBABWE&#13;
&#13;
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                <text>At a time when scholars and practitioners in Africa and the broader Global South are rethinking social policy in search of inclusive development and exploring pathways for averting  extraversion, focus on youth and land is essential. Both land (with its appended natural resources) and the youth are the facilitators and guarantors of current and future development. The article is based on data gathered through a sequential mixed methods approach in two rural districts of Zimbabwe (Mangwe and Zvimba in Matabeleland South and Mashonaland West provinces respectively) within the “Social Policy Dimensions of the Land and Agrarian Reform in International Perspective” research project. Setting the article apart from the dominant discourse in social policy framed by the Welfare Regime Paradigm or the Social Protection Paradigm, is adoption of the concept of Transformative Social Policy whose thrust are the social policy instruments of countries outside the Organisation for Economic Co-operation and Development (OECD) context and their capability to resolve the structural causes of inequality, marginalisation and poverty. In this context, the article addresses four questions: a) What were the antecedents and objectives of the fast track land reform? b) What are the “youth gaps” in Zimbabwe’s land reform? c) How has access to land by the youth influenced socio-economic wellbeing at individual and household levels? d) How can the transformative outcomes of land reform – redistributive, productive, protective, reproductive and social compact – be improved through and for youth, and all? Overall, the article shows that land reform is a social policy tool, and the youth are central to improving its development outcome</text>
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                <text>REAL ESTATE AND PROPERTY MANAGEMENT CHALLENGES IN THE&#13;
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&#13;
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                <text>The purpose of this thesis was to make an analysis of the challenges facing the real&#13;
estate and properties management industry in the city of Beira, Mozambique. This&#13;
research features both Policy Formulation and Management areas of study. In light of&#13;
this research, there is one major question that had to be considered: “What are the&#13;
challenges being faced by property owners, property seekers, property management&#13;
regulators, and real estate agents during the course of their business activities in the&#13;
city of Beira?”&#13;
This qualitative research was based on the premise that valuable data were collected&#13;
through conducting face-to-face interviews among the thirty participants in this study.&#13;
The thirty participants were made up of eight informal real estate agents, eight property&#13;
owners, eight property seekers, three formal real estate agents, and three local&#13;
government officials (property regulators). Six participants were purposively sampled&#13;
from each of the five major residential areas in the city of Beira.&#13;
The interviewees were asked about the major challenges affecting the real estate and&#13;
properties management industry. All the collected data were organized for entry into the&#13;
Qualitative Data Analysis Computer program. This is an Excel Spread Sheets based&#13;
program, whose results are summarized in a Pivot Table.&#13;
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challenges whereby the property industry is being managed haphazardly. The study&#13;
revealed that there is little government or official private sector control to oversee the&#13;
industry. The study recommends the urgent need for the local government and the&#13;
private sector to intervene in the property management activities through setting up an&#13;
active national or local real estate board, and or local real estate committee. This board&#13;
or committee should serve to come up with laws and specific guidelines for these real&#13;
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                <text>In the increasingly digital world, access to information is fundamental for personal development, social engagement and economic growth. In today’s information-driven society, access to information has been tremendously improved through artificial intelligence (AI). Information literacy helps equip patrons with modern digital skills enabling them to navigate the information world. The purpose of this study was to investigate the attitudes and experiences of librarians regarding the use of AI in information literacy programs to enhance access to information. Libraries and information centres can harness the use of artificial intelligence to ensure that each patron is literate, thus being able to handle information and data, its use and the creation of information resources and services. This qualitative study examines the potential of artificial intelligence in delivering of information literacy skills in higher education libraries in Zimbabwe. Interviews with selected twenty-five librarians involved in information literacy instruction were conducted. Purposive sampling was used where a select 25 librarians involved in information literacy delivery were invited to participate in the study. The findings from this study show a positive attitude toward the use of AI despite its slow implementation in information literacy training. The findings of the study will be important in contributing knowledge to the broader field of technology and information literacy instruction.</text>
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&#13;
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                <text>VITALLIS CHIKOKO (EDITOR)</text>
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                <text>IMPACT OF ONLINE TAX SYSTEM ON TAX COMPLIANCE OF SMALL TO&#13;
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                <text>Globally, tax authorities are relying on e-government-driven solutions like online tax systems to&#13;
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study investigated the impact of online tax system on tax compliance among Small and Medium&#13;
Enterprises in Harare Central Business District. The objective of this study was to establish the&#13;
effect of online tax filing security on tax compliance among SMEs, to examine SMEs’ perception&#13;
towards online tax filing system and to identify the computer literacy levels of online tax filing on&#13;
tax compliance of Small to Medium Enterprises in Harare Central Business District. The study&#13;
used the survey descriptive research design in which quantitative data was gathered through self-&#13;
administered questionnaires and primary data techniques. The target population was 13000 SMEs.&#13;
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random sampling. The STATA software package was used to analyze the data collected using&#13;
descriptive statistics and regression analysis. The study found out that online tax filing security,&#13;
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significant relationship with tax compliance. From regression analysis, it was revealed that the&#13;
77.28% which explains a substantial portion of the variance in tax compliance, suggesting that&#13;
SMEs in Harare CBD have adopted the online tax filing system</text>
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                <text>FACTORS INFLUENCING UNIVERSITY STUDENTS’ SAVING BEHAVIOUR IN ZIMBABWE-&#13;
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&#13;
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                <text>Organisational Learning (OL) has become a crucial strategic and dynamic capability, enabling firms to adapt their business models for sustained relevance and competitiveness in today's dynamic business environment. However, its adoption in the developing world has been slow. The collapse of nearly half (48.6%) of Zimbabwean banks, primarily indigenous institutions, within two decades starkly illustrates this challenge, especially considering the banking sector's critical role in any economy. This study examines the extent to which organisational learning has been adopted within the Zimbabwean banking sector and its impact on bank performance. A mixed methods approach was used, employing a self-administered questionnaire with open- ended questions distributed to 211 executives and senior managers at nineteen Zimbabwean banks, yielding a 79.6% response rate. Data were analysed using the Framework Analysis method. The findings suggest a positive trend in organisational learning levels, with most banks progressing from single loop to adaptive or generative learning. Significantly, foreign and dually owned banks were more likely to demonstrate generative learning, a level associated with greater effectiveness in turbulent environments, potentially explaining the disproportionate failure of indigenous banks between 1998 and 2018. This study contributed to the academic understanding of organisational learning, a concept that remained under- explored and under-appreciated in developing economies. Moreover, it emphasised the importance of continuously challenging existing business models to navigate dynamic market conditions like those in Zimbabwe. It is essential for organisational survival and success to continue to develop and actively promote higher levels of organisational learning.</text>
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                <text>ESTIMATING A LOGISTIC REGRESSION MODEL ON THE ROLE OF ARTIFICIALINTELLIGENCE ON DERIVATIVE MARKETS&#13;
&#13;
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                <text>WILBERT KUDAKWASHE CHIDAUSHE&#13;
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                <text>The study explored the role of Artificial intelligence on the stability, efficiency, depth, and access&#13;
of derivative markets during the period 2009 to 2021. The study used mixed method research.&#13;
Cross sectional data of 60 countries from North America, Latin America and the Caribbean,&#13;
Western Europe, Eastern Europe, Middle East and North Africa, Sub-Sahara Africa, South&#13;
and Central Asia, East Asia, and the Pacific. Simple random sampling was used to select the 60&#13;
countries according to their Government Artificial Intelligence Index. Logistic regression was&#13;
applied on the cross-section data to determine the effect of Artificial Intelligence on derivative&#13;
markets in terms of financial efficiency, financial depth, financial access, and financial stability.&#13;
The proven role of Artificial Intelligence on derivative markets is to enhance financial inclusion&#13;
and financial stability through the provision of derivative trading platforms. The results of the&#13;
study showed that the use of Artificial intelligence on derivative markets is significantly and&#13;
positively related to financial access as measured by the percentage of digital payments. Further,&#13;
the test revealed that the use of Artificial Intelligence on derivative markets is significantly and&#13;
negatively related to financial stability as measured by stock price volatility. The study showed&#13;
that there was no effect on financial depth and efficiency arising from the use of Artificial Intel-&#13;
ligence on derivative markets. The study recommended that governments should put in place&#13;
adequate financial infrastructure as well as vibrant regulations prior to the use of Artificial&#13;
Intelligence on the derivative markets to avoid systemic risk build ups.</text>
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        <name>Artificial Intelligence</name>
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        <name>Financial Development</name>
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        <name>Government Artificial Intelligent Readiness Index</name>
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                <text>THE EMPIRICAL EVALUATION OF THE ASSOCIATION BETWEEN DERIVATIVESMARKETS AND MARKET FACTORS IN ZIMBABWE AND BOTSWANA&#13;
&#13;
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                <text>WILBERT KUDAKWASHE CHIDAUSHE&#13;
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                <text>TAVONGA NJAYA</text>
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                <text>The study evaluated the association between financial markets and financial stability (as measured by bank&#13;
credits to deposits), financial efficiency (as measured by bank costs to income ratio), financial access (as&#13;
measured by bank accounts per 1000) and financial depth (as measured by bank deposits to GDP). A&#13;
Generalised Linear Model (GLM) was run from the year 2009 to the year 2021. The GLM revealed at 99% level&#13;
of confidence that, the financial markets are significantly and positively related to financial efficiency as&#13;
measured by bank costs to income ratio. It is further observed that financial markets with higher bank costs to&#13;
income ratio catalyses derivative usage. However, in contrast the financial markets were observed to have a&#13;
negative significant relationship with the other constructs used in the model at 99% level of confidence. The&#13;
results of the document review exposed the reason for non-use of derivatives as unique to each market relating&#13;
possibly to differences in economic, political, financial infrastructure, market infrastructure, legal and regulatory&#13;
and market timing. More so document analysis revealed that an evolving benefit of derivatives is enabling&#13;
channelling of capital to sustainable investments. It is recommended that promotion of financial efficiency in the&#13;
financial markets must be the main thrust of the policy makers through the establishment of properly functioning&#13;
derivative markets in Zimbabwe and Botswana. Further policy makers must implore the use of sustainability&#13;
linked derivatives (SLDs) in their markets as a vital option to allocate capital to environmentally friendly&#13;
investments</text>
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                <text>Research Journal of Finance and Accounting</text>
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        <name>Financial Efficiency</name>
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        <name>Generalised Linear</name>
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                <text>AN EMPIRICAL EXAMINATION OF THE CORRELATION BETWEEN DERIVATIVES USAGE AND KEY FINANCIAL INDICATORS IN BOTSWANA&#13;
&#13;
&#13;
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                <text>WILBERT KUDAKWASHE CHIDAUSHE&#13;
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                <text> TAVONGA NJAYA</text>
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                <text>The study evaluated derivative usage of 21 firms listed on the Botswana Stock Exchange (BSE) in relation to&#13;
five key financial indicators that included financial gearing, solvency, liquidity, profitability, and firm size. A&#13;
logit regression model was run on the data covering year 2019 to the year 2021. The logit model revealed at 99%&#13;
level of confidence that, a firm’s derivative usage is significantly and positively related to its financial gearing as&#13;
measured by non-current liabilities to total equity (D/E) ratio. The study also revealed that usage of derivatives&#13;
by firms listed on the Botswana Stock Exchange (BSE) had no significant relationship with solvency ratio (as&#13;
measured by total liabilities to total assets ratio), firm size (as measured by total assets) and liquidity ratio (as&#13;
measured by cash and cash equivalents to total assets). However, the research observed a significant and&#13;
negative association between derivative usage and profitability ratio (as measured by Profit Before Interest and&#13;
Taxation (PBIT) to Average total assets ratio). It was further noted that listed firms in Botswana are only using&#13;
employee options, collateral based swaps, interest rate swaps, and foreign exchange swaps to hedge risks. Hence&#13;
the study recommends policy makers to institutionalize derivative markets that offer a variety of products that&#13;
include futures derivative contracts which are currently not in use in the market. The establishment of derivative&#13;
market in Botswana will reduce an over-reliance on financial borrowing from the banking sector and government&#13;
agencies by local investors, domestic firms, and multinational firms in Botswana. The use of derivatives also&#13;
reduces the weighted average cost of capital and hence increases firm’s market value</text>
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                <text>Research Journal of Finance and Accounting</text>
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        <name>Derivative usage</name>
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              <name>Title</name>
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                  <text>Staff  Publications</text>
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      <name>Text</name>
      <description>A resource consisting primarily of words for reading. Examples include books, letters, dissertations, poems, newspapers, articles, archives of mailing lists. Note that facsimiles or images of texts are still of the genre Text.</description>
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            <name>Title</name>
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                <text>ACHIEVING SOCIO –ECONOMIC TRANSFORMATION&#13;
FOR WOMEN THROUGH ODL IN ZIMBABWE .A CASE&#13;
OF GWANDA DISTRICT</text>
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            </elementTextContainer>
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            <name>Creator</name>
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                <text>Z MZACA</text>
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                <text>DINGINDAWO NCUBE</text>
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            <name>Description</name>
            <description>An account of the resource</description>
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                <text>Globally there is concern for women empowerment and access to education. In developing countries such as Zimbabwe, of the 17%&#13;
who are illiterate, 2/3 of them are women who are marginalized, hence most have little or no access to education especially tertiary&#13;
education. Open and Distance learning has been seen as the panacea to address this imbalance since social realities limit the&#13;
opportunities for women to take up full time study programmes. In Zimbabwe, the Zimbabwe Open University (ZOU), with its spread&#13;
to all regional compasses has been viewed as a realistic opportunity to enable the women to access university education. ZOU offers&#13;
degree programmes in the fields of Science and Technology, Business Management and Law, Humanities and Social Sciences and&#13;
Health Sciences. Based on the assumption that women have embraced the Open and Distance Learning (ODL) mode which suits&#13;
students who fulfill other commitments such as work and family, this study sought to assess the socio- economic transformation that&#13;
ODL, through ZOU has had on women in Zimbabwe in general and Gwanda district in particular. The study was carried out in&#13;
Gwanda District of Matabeleland South region in 2016, and used the qualitative approach. Purposive sampling was used to select the&#13;
participants. Data were collected through interviews. The study found that women have benefited from ODL programmes since they&#13;
now occupy influential positions at work and earn enhanced salaries. Their employment prospects have been enhanced by ODL&#13;
qualifications. Women have gained confidence to participate in workshops, meetings &amp;conferences. The study recommends that the&#13;
government of Zimbabwe subsidises ODL programmes to increase the number of women in such programmes and more Campaigns&#13;
be undertaken on the benefits of ODL to women</text>
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                <text>Global Journal of Advanced Research</text>
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          <element elementId="40">
            <name>Date</name>
            <description>A point or period of time associated with an event in the lifecycle of the resource</description>
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              <elementText elementTextId="301">
                <text>2016</text>
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        <name>Open Distance Learning (ODL)</name>
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        <name>Socio- economic transformation</name>
      </tag>
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        <name>Women</name>
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    </tagContainer>
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