1 25 8 https://ir.zou.ac.zw/files/original/fc42e6ef8d8980da667bf0f53e5fc2e7.pdf 4fcd8a417cbdb47d6162a3be6c07026f Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Staff Publications Text A resource consisting primarily of words for reading. Examples include books, letters, dissertations, poems, newspapers, articles, archives of mailing lists. Note that facsimiles or images of texts are still of the genre Text. Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource THE ZIMBABWEAN BANKING SECTOR IN THE 21ST CENTURY: A JOURNEY TOWARDS ORGANISATIONAL LEARNING Creator An entity primarily responsible for making the resource WILBERT FUNGURA Description An account of the resource Organisational Learning (OL) has become a crucial strategic and dynamic capability, enabling firms to adapt their business models for sustained relevance and competitiveness in today's dynamic business environment. However, its adoption in the developing world has been slow. The collapse of nearly half (48.6%) of Zimbabwean banks, primarily indigenous institutions, within two decades starkly illustrates this challenge, especially considering the banking sector's critical role in any economy. This study examines the extent to which organisational learning has been adopted within the Zimbabwean banking sector and its impact on bank performance. A mixed methods approach was used, employing a self-administered questionnaire with open- ended questions distributed to 211 executives and senior managers at nineteen Zimbabwean banks, yielding a 79.6% response rate. Data were analysed using the Framework Analysis method. The findings suggest a positive trend in organisational learning levels, with most banks progressing from single loop to adaptive or generative learning. Significantly, foreign and dually owned banks were more likely to demonstrate generative learning, a level associated with greater effectiveness in turbulent environments, potentially explaining the disproportionate failure of indigenous banks between 1998 and 2018. This study contributed to the academic understanding of organisational learning, a concept that remained under- explored and under-appreciated in developing economies. Moreover, it emphasised the importance of continuously challenging existing business models to navigate dynamic market conditions like those in Zimbabwe. It is essential for organisational survival and success to continue to develop and actively promote higher levels of organisational learning. Publisher An entity responsible for making the resource available Zimbabwe Journal of Business, Economics and Management Competitiveness Dynamic capability Generative learning Organisational learning Strategic capability https://ir.zou.ac.zw/files/original/4b245f130dc2d925d8043c09b0217a4c.pdf 997510e1045ca14a3e0a1f5d437e4df1 Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Staff Publications Text A resource consisting primarily of words for reading. Examples include books, letters, dissertations, poems, newspapers, articles, archives of mailing lists. Note that facsimiles or images of texts are still of the genre Text. Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource THE EFFECT OF BANK-SPECIFIC FACTORS ON BANKING SECTOR DEVELOPMENT IN ZIMBABWE Creator An entity primarily responsible for making the resource LASTEN MUDZINGWA DR KUDZANAI MATOWANYIKA RANGARIRAI MBIZI Description An account of the resource The study sought to ascertain the effect of bank-specific factors on banking sector development in Zimbabwe since the introduction of the multi-currency system. This was prompted by an inability of Zimbabwe’s banking system to efficiently and effectively execute its financial intermediary role of supplying affordable long-term loans to productive sectors of the economy as a catalyst for economic growth. The study made use of a post-positivist research philosophy and utilised 218 structured questionnaires to gather quantitative data on study constructs. Data was analysed using Partial Least Square Structural Equation Modelling (PLS-SEM) in SmartPLS 4.0 software model and SPSS software package version 25. Study findings revealed that liquidity, business intelligence and analytics, board structure, asset quality, digitalisation and bank size have a statistically positive effect on banking sector development. The study, therefore, recommends authorities to invest in digital banking, enhance cybersecurity, augment bank liquidity, refine asset quality and boost banks’ capitalisation in order to enhance banking sector development. Publisher An entity responsible for making the resource available ZJBEM Date A point or period of time associated with an event in the lifecycle of the resource 2025 Bank specific factors Banking sector development multi-currency system https://ir.zou.ac.zw/files/original/336f1e8c5fd614b834990dce6716621f.pdf 89b6f4be35336f8f60ff22b77844836d Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Staff Publications Text A resource consisting primarily of words for reading. Examples include books, letters, dissertations, poems, newspapers, articles, archives of mailing lists. Note that facsimiles or images of texts are still of the genre Text. Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource CONSUMER EPIPHANIES ON DIGITAL BANKING RESILIENCE IN DEVELOPING COUNTRIES. REFLECTIONS FROM ZIMBABWE Creator An entity primarily responsible for making the resource SINOTHANDO TSHUMA TENDAI TOWO MERCY DUBE Consumer Epiphanies Digital Banking Digital Banking services Technology Acceptance Model https://ir.zou.ac.zw/files/original/44e7c1976b2425bc839235c73716db89.pdf eaf7f5cc69ba4b49bb4c51436b09b0cd Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Staff Publications Text A resource consisting primarily of words for reading. Examples include books, letters, dissertations, poems, newspapers, articles, archives of mailing lists. Note that facsimiles or images of texts are still of the genre Text. Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource EFFECTIVENESS OF CORPORATE GOVERNANCE ON THE PERFORMANCE OF COMMERCIAL BANKS IN ZIMBABWE Creator An entity primarily responsible for making the resource TENDAI JOSEPH MABVURE BRIGHTON MAFUNDIRA Description An account of the resource The study analysed the effectiveness of the governance within the Zimbabwean commercial banking sector. The study was based on the rationale that the Zimbabwean commercial banking sector had witnessed a negative trend in terms of return on investment. The study adopted a combination of exploratory and explanatory research designs and gathered data from 124 participants using questionnaires and interview guides. In terms of data analysis, the thematic analysis, descriptive statistics, correlation analysis and random effects panel regression was adopted with data for 12 banks for the period 2018-2020. The study revealed that effective boards can be rated based on board composition, independence and level of skill diversity. Most of the banks in Zimbabwe are using a formal two-tier structure, whereas other banks which are private owned are using a one-tier structure and others adopted the mixed tier system. The study concluded that both the size of the governing board and audit committee composition positively significantly influenced the Zimbabwean commercial banking sector. Publisher An entity responsible for making the resource available The Zimbabwe Journal of Business, Economics and Management (ZJBEM) Date A point or period of time associated with an event in the lifecycle of the resource 31 October 2024 Format The file format, physical medium, or dimensions of the resource PDF Banks Boards Corporate governance https://ir.zou.ac.zw/files/original/174c40ffb4ef013d1671b333bd138095.pdf d22c403cfec9c5afec8ec6aac9ce16c7 Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Staff Publications Text A resource consisting primarily of words for reading. Examples include books, letters, dissertations, poems, newspapers, articles, archives of mailing lists. Note that facsimiles or images of texts are still of the genre Text. Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource AN EMPIRICAL EXAMINATION OF THE CORRELATION BETWEEN DERIVATIVES USAGE AND KEY FINANCIAL INDICATORS IN BOTSWANA Creator An entity primarily responsible for making the resource WILBERT KUDAKWASHE CHIDAUSHE TAVONGA NJAYA Description An account of the resource The study evaluated derivative usage of 21 firms listed on the Botswana Stock Exchange (BSE) in relation to five key financial indicators that included financial gearing, solvency, liquidity, profitability, and firm size. A logit regression model was run on the data covering year 2019 to the year 2021. The logit model revealed at 99% level of confidence that, a firm’s derivative usage is significantly and positively related to its financial gearing as measured by non-current liabilities to total equity (D/E) ratio. The study also revealed that usage of derivatives by firms listed on the Botswana Stock Exchange (BSE) had no significant relationship with solvency ratio (as measured by total liabilities to total assets ratio), firm size (as measured by total assets) and liquidity ratio (as measured by cash and cash equivalents to total assets). However, the research observed a significant and negative association between derivative usage and profitability ratio (as measured by Profit Before Interest and Taxation (PBIT) to Average total assets ratio). It was further noted that listed firms in Botswana are only using employee options, collateral based swaps, interest rate swaps, and foreign exchange swaps to hedge risks. Hence the study recommends policy makers to institutionalize derivative markets that offer a variety of products that include futures derivative contracts which are currently not in use in the market. The establishment of derivative market in Botswana will reduce an over-reliance on financial borrowing from the banking sector and government agencies by local investors, domestic firms, and multinational firms in Botswana. The use of derivatives also reduces the weighted average cost of capital and hence increases firm’s market value Publisher An entity responsible for making the resource available Research Journal of Finance and Accounting Date A point or period of time associated with an event in the lifecycle of the resource 2023 Derivative usage futures contracts key financial indicators logit regression model https://ir.zou.ac.zw/files/original/ef86c6e48b2fe40c7593333ebf5a2b60.pdf ae9521c4c34acc1252aeb607d16b903e Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Staff Publications Text A resource consisting primarily of words for reading. Examples include books, letters, dissertations, poems, newspapers, articles, archives of mailing lists. Note that facsimiles or images of texts are still of the genre Text. Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource THE EMPIRICAL EVALUATION OF THE ASSOCIATION BETWEEN DERIVATIVESMARKETS AND MARKET FACTORS IN ZIMBABWE AND BOTSWANA Creator An entity primarily responsible for making the resource WILBERT KUDAKWASHE CHIDAUSHE TAVONGA NJAYA Description An account of the resource The study evaluated the association between financial markets and financial stability (as measured by bank credits to deposits), financial efficiency (as measured by bank costs to income ratio), financial access (as measured by bank accounts per 1000) and financial depth (as measured by bank deposits to GDP). A Generalised Linear Model (GLM) was run from the year 2009 to the year 2021. The GLM revealed at 99% level of confidence that, the financial markets are significantly and positively related to financial efficiency as measured by bank costs to income ratio. It is further observed that financial markets with higher bank costs to income ratio catalyses derivative usage. However, in contrast the financial markets were observed to have a negative significant relationship with the other constructs used in the model at 99% level of confidence. The results of the document review exposed the reason for non-use of derivatives as unique to each market relating possibly to differences in economic, political, financial infrastructure, market infrastructure, legal and regulatory and market timing. More so document analysis revealed that an evolving benefit of derivatives is enabling channelling of capital to sustainable investments. It is recommended that promotion of financial efficiency in the financial markets must be the main thrust of the policy makers through the establishment of properly functioning derivative markets in Zimbabwe and Botswana. Further policy makers must implore the use of sustainability linked derivatives (SLDs) in their markets as a vital option to allocate capital to environmentally friendly investments Publisher An entity responsible for making the resource available Research Journal of Finance and Accounting Date A point or period of time associated with an event in the lifecycle of the resource 2023 Document Analysis Financial Development Indicators Financial Efficiency Generalised Linear https://ir.zou.ac.zw/files/original/5dce336b1b72491a6892443ab2f83c71.pdf 47b15700e70e215033aadab4f757e226 Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Staff Publications Text A resource consisting primarily of words for reading. Examples include books, letters, dissertations, poems, newspapers, articles, archives of mailing lists. Note that facsimiles or images of texts are still of the genre Text. Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource WOMEN EMPOWERMENT THROUGH OPEN AND DISTANCE LEARNING IN ZIMBABWE Creator An entity primarily responsible for making the resource TAVONGA NJAYA Description An account of the resource The primary aim of the study was to uncover demographic and socio-economic details and reasons for opting for open and distance learning. Although the focus was on women learners, the study adopted a gender approach in assessing access to university education through open and distance learning in order to study both men and women. This helped to interrogate, articulate and analyse the gender construction of distance education learners and delivery of open and distance learning at the Zimbabwe Open University. Women constitute a substantial proportion of those marginalised by conventional systems of learning at university level. The problems of access to tertiary education are mostly restrictive socio-economic factors. Data collection techniques included interviews, focus groups and document reviews. Using the elicitation approach, forty-five learners and seven graduates were selected on the basis of representativeness in terms of academic level and discipline. Data were analysed using statistical tests and descriptive or thematic analysis. The study revealed that a significant number of respondents were working married women with children who found open and distance learning framework more compatible with their multiple tasks; household chores, education, wage work, family, relatives and community at large. The findings showed that open and distance learning helped women to circumvent constraints of time, space, resources and socio-economic barriers thereby significantly contributing to their empowerment. A majority of women took a break to attend to their multiple duties either during or after undergraduate studies Publisher An entity responsible for making the resource available IOSR Journal Of Humanities And Social Science Date A point or period of time associated with an event in the lifecycle of the resource 2015 Empowerment gender approach household learner open access. women https://ir.zou.ac.zw/files/original/e17763bf36e842ca72e3433ab2ff0704.pdf f4790cb63d71aa75fa0a6855090e4b87 Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Staff Publications Text A resource consisting primarily of words for reading. Examples include books, letters, dissertations, poems, newspapers, articles, archives of mailing lists. Note that facsimiles or images of texts are still of the genre Text. Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource THE EFFECTS OF STATUTORY INSTRUMENT 64 OF 2016 ON CLEARING AGENTS BASED AT BEITBRIDGE BORDER POST IN ZIMBABWE Creator An entity primarily responsible for making the resource STANLEY IDANAI MURANGWA TAVONGA NJAYA Description An account of the resource The current study sought to explore the effects of Statutory Instrument Number 64 of 2016 on the business of clearing agents based at Beitbridge Border Post. The study used qualitative research and an exploratory research design. Data were collected through focus group discussions, in-depth interviews, document reviews and observations. Four basic categories of clearing agents were identified at the Beitbridge Border Post, namely, agents who worked for large firms such as multinationals and stock exchange listed firms; agents who worked for small enterprises; self-employed individuals; and the ―briefcase‖ agent. The study revealed that the major challenges faced by clearing agents due to the introduction of Statutory Instrument Number 64 of 2016 included delays in customs formalities, loss of reputation due to unethical behavior, lack of training and skills and limited infrastructure. The researchers discovered that the effects of Statutory Instrument Number 64 of 2016 on clearing agents were loss of business due to reduced importation of goods by traders, the threat of salary cuts and job losses, worse standards of living due to increased prices of the few imported goods that found their way into the economy coupled with increases in prices of locally produced goods from nascent firms and poor quality goods. The researchers recommended that government should educate, train and equip clearing agents with knowledge and information on the requirements of Statutory Instrument Number 64 of 2016 and ensure that the customs clearing system is always functional to avoid delays. Publisher An entity responsible for making the resource available International Journal of Business and Management Invention Date A point or period of time associated with an event in the lifecycle of the resource 2016 Banking and finance Clearing agents statutory instrument